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Terms of Service / Privacy Policy

Effective as of August 18, 2016

Welcome to the Daisy Debt platform ("DAISY DEBT," "we," or "us" or variations). The Daisy Debt Service helps individuals draft and send debt validation letters to entities defined as Debt Collection Agencies under the Fair Debt Collection Practices Act and the New York City Consumer Protection Law.

By accessing or using our web site at daisydebt.org, including any subdomain or related site thereof ("Site"), you ("User") signify that you have read, understand and agree to be bound by these terms of service ("Terms of Service").

Communications between you and Daisy Debt are protected by our Privacy Policy, but not by the attorney-client privilege or as work product. Daisy Debt is not a law firm or a substitute for an attorney or law firm. We provide information about consumer debt and help drafting letters to debt collection agencies, but we cannot provide any kind of advice, explanation, opinion, or recommendation about possible legal rights, remedies, defenses, options, selection of forms or strategies.

By providing Daisy Debt your email address you consent to our using the email address to send you services-related notices, including any notices required by law, in lieu of communication by postal mail.

We take security very seriously. We use commercially reasonable physical, managerial, and technical safeguards to preserve the integrity and security of your personal information and implement your privacy settings. However, we cannot guarantee that unauthorized third parties will never be able to defeat our security measures or use your personal information for improper purposes.

You use Daisy Debt Services at your own risk. The Services are provided on an “as is” and “as available” basis. Daisy Debt makes no representations or warranties of any kind with respect to Daisy Debt Service. The Services are controlled and operated from facilities in New York City. Daisy Debt makes no representations that the Services are appropriate or available for use in other locations. You understand and expressly agree that Daisy Debt shall not be liable for any direct or indirect damages related to your use of our Services. The disclaimers, exclusions and limitations of liability will not apply to the extent prohibited by applicable law.

Daisy Debt’s Services may continue to change over time as we refine and add more features. We do our best to provide you a reliable service, but we may change, terminate, or restrict access to any aspect of the Service, at any time, without notice. We may also remove any content from our Services at our discretion.

All right, title, and interest in and to Daisy Debt (which includes all materials displayed on site including text, graphics, logos, tools, features, photographs, software, audio, and video, are and will remain the exclusive property of Daisy Debt.

We may make changes to these Terms of Service from time to time. If we do this, we will post the changed Terms of Service on the our site and will indicate at the top of this page the date we make the change. You understand and agree that your continued use of the Service or the Site after we have made any such changes constitutes your acceptance of the new Terms of Service.

Privacy Policy

This privacy policy explains how we collect and use your personal information.

Daisy Debt may change this privacy policy from time to time.